Pennsylvania Errors and Omissions Insurance
New Jersey Errors and Omissions Insurance
Errors and Omissions insurance provides protection in the event that you commit a negligent act or make an error or omission while acting as a notary if the error or omission causes a loss to a customer.
Errors and Omissions insurance protects you up to the amount of the policy. Most policies also provide you with legal defense at no additional cost.
Your notary bond does not protect you; it protects your customers. When a bonding company pays for a loss on a notary bond it has the legal right to recover the loss from you.
Errors and Omissions insurance protects you and there is no reimbursement to the insurance company from you.
Even simple oversights, such as a failure to affix your notary seal or to properly identify the customer could subject you to be personally liable for losses.