Errors and Omissions Insurance Coverage for Notaries in NJ
Protect Yourself in an Increasingly Litigious Society
Think about it — you handle legal documents daily that affect your livelihood as a notary public. You verify identities, keep detailed journals, and follow proper procedures for every document. But even with perfect practice, the risk of a mistake and potential lawsuit remains. That's where errors and omissions insurance comes in; it's your safety net when all other protections fail.
Get your errors and omissions insurance coverage from Notaries Equipment Company today. We're here to help you.
Read More
Do I Really Need Errors and Omissions Insurance?
An insurance policy specifically drawn up for notaries fills this protection gap when clients sue over document errors.
Every day as a notary public, you handle legal documents daily that affect property rights, financial deals, and important life decisions. One small mistake or oversight could lead to a lawsuit where you face thousands in legal fees, even if you did nothing wrong. Professional liability insurance gives you peace of mind and lets you focus on your work.
What Errors and Omissions Insurance Covers
Before you invest in errors and omissions insurance, it's important to know what it helps cover. Here's what you need to know about what E&O insurance covers:
-
Legal defense costs if you're sued for a notarization error, saving you from paying a lawyer out of pocket.
-
Settlements or judgments against you due to negligence or mistakes in your notary work.
-
Claims related to improper signature verification or failure to properly identify signers.
-
Allegations of negligence in your professional capacity as a notary public.
-
Unintentional errors or omissions made during the notarization process.
-
Defense against frivolous lawsuits that might still require legal representation.
Unlike your notary bond, which primarily protects the public, E&O insurance protects you and your personal assets.
Also, check out our notary courses for NJ and PA!
The Real Risks of Being Uninsured in New Jersey
Working without liability coverage in New Jersey leaves you personally exposed to financial ruin. When a client claims your notarization error costs them money, they can sue you directly. Without professional liability insurance, you'll pay all legal fees yourself, even if you win the case.
The average lawsuit against a notary public can cost tens of thousands in legal fees alone. Your surety bond won't cover your defense costs, as it only compensates the public for proven damages up to the bond amount. The rest comes from your savings, home equity, or future earnings.
Comparing Notary Insurance Options in New Jersey
Not all professional liability insurance policies offer the same protection. New Jersey notaries need coverage that addresses state-specific laws and common claim scenarios. Look for a policy that covers the full scope of notary acts you perform — standard notarizations, loan signings, or electronic notarizations. The best insurance policies include:
-
Occurrence-based coverage rather than claims-made policies (protects you even after the policy ends).
-
Sufficient liability limits (minimum $25,000, but $100,000 recommended for active notaries).
-
No or low deductibles, so you don't face out-of-pocket expenses when a claim occurs.
-
Coverage for negligent acts as well as unintentional errors.
Remember that general liability insurance covers different risks (like slip-and-fall accidents) and doesn't replace the specific protection of notary E&O insurance. Many New Jersey notaries carry both types of coverage for complete protection.
Get Protected Today with Notaries Equipment Company
We help New Jersey notaries secure high-quality errors and omissions insurance at competitive rates. Our insurance partners understand the specific risks you face and offer policies that truly protect you when the unexpected happens.
Beyond insurance, we provide an amazing collection of notary equipment to stock your business. This includes high-quality soft cover journals, notary stamps, Rubber Stamp Pad, and everything else you need to operate legally and efficiently in New Jersey. We're here to outfit you with all you need for success as a notary public.
Order your notary supplies today, including NJ errors and admissions insurance.
Protect Yourself in an Increasingly Litigious Society
Think about it — you handle legal documents daily that affect your livelihood as a notary public. You verify identities, keep detailed journals, and follow proper procedures for every document. But even with perfect practice, the risk of a mistake and potential lawsuit remains. That's where errors and omissions insurance comes in; it's your safety net when all other protections fail.
Get your errors and omissions insurance coverage from Notaries Equipment Company today. We're here to help you.
Read More
Do I Really Need Errors and Omissions Insurance?
An insurance policy specifically drawn up for notaries fills this protection gap when clients sue over document errors.
Every day as a notary public, you handle legal documents daily that affect property rights, financial deals, and important life decisions. One small mistake or oversight could lead to a lawsuit where you face thousands in legal fees, even if you did nothing wrong. Professional liability insurance gives you peace of mind and lets you focus on your work.
What Errors and Omissions Insurance Covers
Before you invest in errors and omissions insurance, it's important to know what it helps cover. Here's what you need to know about what E&O insurance covers:
-
Legal defense costs if you're sued for a notarization error, saving you from paying a lawyer out of pocket.
-
Settlements or judgments against you due to negligence or mistakes in your notary work.
-
Claims related to improper signature verification or failure to properly identify signers.
-
Allegations of negligence in your professional capacity as a notary public.
-
Unintentional errors or omissions made during the notarization process.
-
Defense against frivolous lawsuits that might still require legal representation.
Unlike your notary bond, which primarily protects the public, E&O insurance protects you and your personal assets.
Also, check out our notary courses for NJ and PA!
The Real Risks of Being Uninsured in New Jersey
Working without liability coverage in New Jersey leaves you personally exposed to financial ruin. When a client claims your notarization error costs them money, they can sue you directly. Without professional liability insurance, you'll pay all legal fees yourself, even if you win the case.
The average lawsuit against a notary public can cost tens of thousands in legal fees alone. Your surety bond won't cover your defense costs, as it only compensates the public for proven damages up to the bond amount. The rest comes from your savings, home equity, or future earnings.
Comparing Notary Insurance Options in New Jersey
Not all professional liability insurance policies offer the same protection. New Jersey notaries need coverage that addresses state-specific laws and common claim scenarios. Look for a policy that covers the full scope of notary acts you perform — standard notarizations, loan signings, or electronic notarizations. The best insurance policies include:
-
Occurrence-based coverage rather than claims-made policies (protects you even after the policy ends).
-
Sufficient liability limits (minimum $25,000, but $100,000 recommended for active notaries).
-
No or low deductibles, so you don't face out-of-pocket expenses when a claim occurs.
-
Coverage for negligent acts as well as unintentional errors.
Remember that general liability insurance covers different risks (like slip-and-fall accidents) and doesn't replace the specific protection of notary E&O insurance. Many New Jersey notaries carry both types of coverage for complete protection.
Get Protected Today with Notaries Equipment Company
We help New Jersey notaries secure high-quality errors and omissions insurance at competitive rates. Our insurance partners understand the specific risks you face and offer policies that truly protect you when the unexpected happens.
Beyond insurance, we provide an amazing collection of notary equipment to stock your business. This includes high-quality soft cover journals, notary stamps, Rubber Stamp Pad, and everything else you need to operate legally and efficiently in New Jersey. We're here to outfit you with all you need for success as a notary public.
Order your notary supplies today, including NJ errors and admissions insurance.